- Can you purchase applecare directly grom iphone update#
- Can you purchase applecare directly grom iphone upgrade#
Your reimbursement amount will depend on the type of coverage you have as well as your deductible, but at least you have some recourse if your phone is stolen.
Can you purchase applecare directly grom iphone update#
Make sure to include your iPhone in your inventory for your insurance provider, and update the list whenever you get a new phone. Your credit card issuer may also provide protection against theft. But if you have homeowners or renters insurance, your iPhone should be included as personal property, and you can be covered that way. AppleCare doesn’t cover a lost or stolen phone, like your carrier insurance will. If your score is low, it’s a good idea to improve it before you’re due for a new phone. Only consumers with good credit will qualify, however.
Can you purchase applecare directly grom iphone upgrade#
The iPhone Upgrade Program lets you pay for your iPhone by making interest-free monthly payments for up to 24 months. (AT&T is $7.99 now but will go up to $8.99 effective April 21.) The cost of cell-phone insurance from Verizon or AT&T is about $9 per month. The cost of AppleCare for an iPhone 7 is $129 for two years, or about $5 per month. Although you have the option to purchase cell-phone insurance through your service provider, those plans usually have a higher price than AppleCare and offer fewer benefits, says Marsha Barnes, a financial coach. That means if your phone gets damaged, you can take it straight to Apple to have it fixed rather than having to go through your carrier for any repairs.Ĭost of insurance. Baked in to the iPhone Upgrade Program is AppleCare, which is one of the few extended-warranty programs recommended by Consumer Reports for certain consumers. If you buy your phone through a carrier, though, you’ll have to pay off your entire remaining balance for the phone before canceling your service to change to a new carrier. If you buy an unlocked phone through Apple, you can switch cell-phone providers at will even if you haven’t yet paid off your phone in full. Apple will allow you to trade in your phone as soon as 6 months after signing up, as long as you’re willing to make 12 months' worth of payments to cover the cost of the phone in that time frame. If you want the latest iPhone model as soon as it’s launched, you should look at Apple’s iPhone Upgrade Program. With that in mind, here are some of pros and cons of buying directly from Apple.